The Main Ways to Dispute Equifax Reports

If there are errors in your credit report, you need to send a dispute letter to Equifax. This letter has to be short, to-the-point, and to bring out exactly every item in your report that you believe to be incorrect. Provide a brief synopsis of the situation along with your justification for any contested facts. You should also request a correction or removal. Save copies of everything you provide, including the submission dates, and include copies of the supporting evidence for your position (not the originals).


If you have any complaints about Equifax, you can submit them to:

Equifax Information Services LLC
P.O. Box 740256
Atlanta, GA 30374-0256


Dispute Your Report by Calling Equifax

You may also dispute error on equifax credit report over the phone. Call (866) 349-5191 or the number displayed on your credit report to lodge a dispute. Prepare your documents ahead of time for reference, and be prepared to provide comprehensive explanations for any errors. Be patient, kind, and professional during the phone conversation.


Dispute The Inaccuracies Online

The easiest way is probably to dispute an error online on your Equifax credit report. We advise clients not to do this, though, as initiating your complaint online means consenting to an arbitration term and giving up your right to a class action lawsuit. This might become a concern if more serious issues arise. If you choose to begin the dispute online, go to the Equifax dispute website, register, and then submit your complaint by following the directions. You will be able to track the status of your case and add documents via the portal.